Find a Dentist
Our Dental plans offer you the freedom of using the dentist of your choice. There
are no network restrictions. However, you may enjoy greater savings by choosing
a network dentist in most areas. Therefore, ShelterPoint Life has partnered with
DenteMax to provide a broad selection of network dentists. DenteMax has more than
100,000 participating dentists nationwide. Each dentist must pass strict credentialing
guidelines in order to become a participating dentist, and recredentialing is required
every three years. Aside from quality assurance, participating DenteMax dentists
have accepted a fixed, lower rate schedule of fees when receiving payment for their
services. So, when visiting a network provider, your out-of-pocket expenses may
be reduced significantly. Here’s an example:
Non-Network Dentist
|
|
DenteMax Dentist
|
|
Dentist’s fee
|
$850
|
Dentist’s negotiated DenteMax fee
|
$600
|
Allowable charge
|
$800
|
Co-insurance
|
50% of allowable charge
|
Co-insurance
|
50% of negotiated fee
|
Policy pays
|
$400
|
Policy pays
|
$300
|
You pay
|
$450
|
You pay
|
$300
|
In this example, you save $150 using a network dentist!
This is an example. Dollar amounts in this chart are for illustration only. Actual
charges may differ from this example.
How Dentemax builds their network
Click here
to locate a DenteMax provider:
Please note: Under Dental policies with an effective date before July 1, 2010, only
New York-based policyholders and insureds have access to the DenteMax network!