ShelterPoint Life Insurance – Formerly First Rehab Life 1972 Located at
1225 Franklin Avenue, Ste. 475, Garden City, NY.
Phone: 516-82908100

About ShelterPoint

Expertise & Education

We have built up our expertise in statutory insurance coverages by providing NY DBL for nearly five decades.  With the emergence of Paid Family Leave (PFL) in New York in 2018, brokers and employers turned to us to help guide and educate them as the new regulations unfolded.  As a result, our award-winning, dedicated NY PFL website has become the trusted go-to resource.

But, our statutory insurance expertise extends beyond New York State. ShelterPoint Life has been an approved private plan carrier for New Jersey’s Temporary Disability Insurance since 2003.  Brokers and employers have relied on our resources to help them navigate through all the changes to NJ’s TDI in 2020.

Browse our educational resources by topic:

New York DBL
New York PFL
New Jersey TDI

DBL Product Innovation

As the statutory DBL benefit has not increased since 1989, we have set the pace as market innovator for enhanced benefits to give New Yorkers the benefits they need and deserve. ShelterPoint Life was the first to market with:

  •  In-Hospital Rider – since 1989
  • 1.5x and 2x Enhanced DBL – since 2006
  • 3x Enhanced DBL – since 2008
  • 4x and 5x Enhanced DBL – since 2010
  • AD&D Rider – since 2010
Online Advantages

Our DBL/PFL claim portal (available online and as mobile app) allows employees to manage their claim 24/7: for example, view their claim status, see if and what action they need to take to assure continued processing, view history of benefit payments, get alerts, upload forms, and much more.

Advantages for your clients:

  • Less questions for the HR/Benefit person (and you)
  • Great for large groups where the sheer volume of claims may impede the HR/Benefit person
  • Just as great for small groups where the owner or benefit person "doesn't speak DBL"

Broker Portal

You can submit and track DBL/PFL applications and manage your book, e.g. check premium payment history, get policy cancellation warnings, download DB120 or DB120.1 and much more...


Your client can pay their DBL/PFL conveniently online.

Group Insurance via DBL

Our suite of BaseLine products makes Group Insurance quick and easy for insurance producers and employers alike. The current line-up includes Term Life and Hospital Cash insurance as well as separate non-insurance solutions (Nurse HelpLine and an Employer & Employee Assistance Program). 

The BaseLine Advantage

  • Fast-tracked submission: no roster, no enrollment forms,guaranteed issue. It only takes one click to add this coverage to any online DBL submission.
  • BaseLine equals simplicity: no rate tiers, one plan design, one bill (together with DBL).

May be perfect for small businesses that...

  • ... are looking for basic, fundamental benefits.
  • ... may be underserved by brokers.

ShelterPoint - Meet Your Statutory Insurance Experts

Small Business Guide to Employee Benefits

Paid Family Leave (PFL)